Texas Tax Calculator

Estimate selected federal income, Texas sales, and property tax amounts from transparent annual income and purchase assumptions.

Texas has no individual state income tax; this planning tool separates that zero amount from federal, sales, and property estimates.

Texas Tax Calculator
Estimate selected federal income, Texas sales, and property tax amounts from transparent annual income and purchase assumptions.

About the Texas Tax Calculator

Texas does not levy a personal state income tax, but Texans still encounter federal income tax, state and local sales tax, and property taxes set by local taxing entities. The Texas tax calculator presents these amounts separately so that the zero Texas individual income-tax assumption is clear rather than hidden inside one total. It is designed for a transparent planning comparison: annual income and deductions model a simplified federal amount, a taxable purchase models sales tax, and property value with a selected rate models an annual property-tax amount. It is not a tax return, a closing disclosure, or an official property-tax bill. For the income scenario, the Texas tax calculator subtracts the deductions entered from annual income and applies 2024 federal ordinary-income brackets for the selected filing status. It then applies a simplified $2,000 credit per dependent, limited so federal income tax cannot become negative. Actual credits have eligibility rules and may be refundable, phased out, or affected by other facts, so the displayed credit is only a planning assumption. Texas individual income tax is shown as zero. The Texas tax calculator does not calculate payroll taxes, federal self-employment tax, investment taxes, or all income-tax credits. Sales tax uses the Texas state rate of 6.25% plus an optional local rate of up to 2%, which reflects the usual maximum combined rate of 8.25%. A particular sale can be exempt, taxable at a special rate, or subject to rules not shown here. Property tax is the taxable property value multiplied by the rate entered. It deliberately does not estimate exemptions, appraisals, homestead caps, protests, special districts, escrow timing, or the mix of city, county, school, and other taxing units on a real bill. Use current tax records, local appraisal information, and official sources to set the inputs. Compare several scenarios when a purchase, move, home budget, or compensation decision is important. Rules, bracket thresholds, rates, credits, property values, and exemptions can change. The Texas tax calculator is educational and should not be used to file, pay, or rely on a tax estimate without checking qualified tax advice and current government information.

Texas tax examples

Examples separate simplified federal income tax from Texas sales and property-tax estimates.

InputsOutputNotes
$80,000 income; Single; $14,600 deductions; $2,000 taxable purchase; 2% local rateAbout $9,441 federal tax + $165 sales tax = $9,606 combined (Texas income tax $0)The sales component uses the 6.25% state rate plus the selected 2% local rate.
$120,000 income; Married Filing Jointly; two dependents; $29,200 deductionsAbout $10,432 federal tax before credit, $6,432 after a modeled $4,000 dependent creditActual credit eligibility and amount depend on facts outside the Texas tax calculator.
$350,000 taxable property value; 1.6% property-tax rate$5,600 annual property-tax estimateProperty tax is value multiplied by the entered rate before exemptions or local adjustments.

How to use the Texas tax calculator

  1. Enter annual income, federal filing status, dependents, and deductions for an income-tax scenario.
  2. Enter a taxable purchase and the local sales-tax rate, if you want to estimate sales tax.
  3. Enter taxable property value and an annual property-tax rate, if you want to estimate property tax.
  4. Calculate and review each component rather than treating the combined figure as an official tax bill.

Texas tax calculator FAQ

Does Texas have individual state income tax?

Texas does not impose an individual state income tax. The Texas tax calculator shows that component as zero while separately estimating selected federal, sales, and property taxes.

Why is local sales tax limited to 2%?

Texas state sales tax is 6.25%, and local sales taxes generally bring the combined rate to a maximum of 8.25%, or an additional 2%.

Is the property-tax estimate the same as my bill?

No. Actual bills use appraised and taxable values, exemptions, local taxing entities, rates, caps, and other rules that this simple value-times-rate estimate excludes.

Does the dependent credit determine my federal tax credit?

No. It is a simplified planning credit. Actual child and dependent credits have age, relationship, income, filing, and refundability requirements.