Capital Gains Yield Calculator - Investment Return
Calculate capital gains yield from original price and current or selling price to isolate price appreciation from income return.
Enter purchase price and current value to measure investment price growth as a percentage.
Capital Gains Yield Calculator - Investment Return
Calculate capital gains yield from original price and current or selling price to isolate price appreciation from income return.
Enter purchase price and current value to measure investment price growth as a percentage.
About the Capital Gains Yield Calculator
The capital gains yield calculator measures price appreciation or loss as a percentage of the original purchase price. Investors use capital gains yield to separate market price movement from dividend income, coupon income, or other distributions. The inputs are intentionally simple: purchase price, current price, number of shares, and dividends per share for a separate total-return comparison.
The primary formula is: capital gains yield = (current price - purchase price) / purchase price x 100. The calculator also multiplies the per-share gain by the number of shares to show dollar capital gain, then adds dividends per share to show total return with dividends. This distinction matters because a stock with modest price appreciation and a high dividend can have a very different total return than a growth stock with no dividend.
Use the calculator to review portfolio positions, compare unrealized gains across holdings, or explain why a position is up in dollars but not necessarily attractive on a percentage basis. It is also useful for what-if analysis: changing the current price immediately shows how much appreciation is needed to reach a target gain or recover from a drawdown. The share count affects dollar gain, but not the capital gains yield percentage, because yield is measured per dollar invested.
The calculator does not include taxes, commissions, foreign-exchange changes, dividend reinvestment, splits, or time-weighted annualization. A 20% gain over one month and a 20% gain over five years have the same capital gains yield but very different annualized performance. For performance reporting, pair this result with holding period, cash flows, and a tax estimate.
For best results, keep all inputs on the same time basis and currency basis, then save the assumptions beside the output. That practice makes the estimate easier to audit later and prevents a common spreadsheet error: mixing monthly values with annual values or combining before-tax and after-tax figures. Re-run the scenario with conservative and optimistic assumptions before using the result in a budget, filing decision, trade review, or transaction memo.
Capital Gains Yield Examples
These worked examples use the displayed formula exactly, with real inputs and the displayed primary result.
| Investment scenario | Capital gains yield | Return note |
|---|---|---|
| Purchase Price: 40, Current Price: 52, Number of Shares: 100, Dividends per Share: 0 | 30.00% | The stock gained $12 per share, so the price-only return is 30%. |
| Purchase Price: 80, Current Price: 72, Number of Shares: 50, Dividends per Share: 0 | -10.00% | A lower current price produces a negative capital gains yield and a $400 capital loss. |
| Purchase Price: 25, Current Price: 30, Number of Shares: 200, Dividends per Share: 1 | 20.00% | The price gain is 20%, while dividends lift total return with dividends to 24%. |
How to Use the Capital Gains Yield Calculator
- Enter the original purchase price per share or unit.
- Enter the current market price or sale price.
- Optionally enter shares and dividends to see dollar gain and total return.
- Click Calculate Capital Gains Yield to view price return and dividend comparison.
Capital Gains Yield Calculator FAQ
Does capital gains yield include dividends?
No. Capital gains yield measures only price appreciation. Dividend yield is displayed separately when dividends are entered.
Can the result be negative?
Yes. If current price is below purchase price, the capital gains yield is negative and indicates a price loss.
Why enter number of shares?
Shares are used to convert per-share appreciation into a total dollar capital gain. The percentage yield itself does not depend on share count.
Is this the same as total return?
No. Total return includes price change plus dividends or other distributions. Capital gains yield isolates the price component.
Can I use it for crypto or real estate?
Yes, if you treat purchase price and current value consistently per unit. For property, use total values and enter one share or unit.